Call report 2024Q2
EPHRATA NATIONAL BANK — 2024Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,021,574,000 | USD | evidence → |
| Total loans | 1,384,901,000 | USD | evidence → |
| Allowance for loan losses | 14,339,000 | USD | evidence → |
| Securities available for sale | 437,729,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,756,152,000 | USD | evidence → |
| Interest-bearing deposits | 1,131,023,000 | USD | evidence → |
| Noninterest-bearing deposits | 625,129,000 | USD | evidence → |
| Equity capital | 160,678,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,962,000 | USD | evidence → |
| Interest expense | 15,657,000 | USD | evidence → |
| Net interest income | 28,305,000 | USD | evidence → |
| Noninterest income | 8,975,000 | USD | evidence → |
| Noninterest expense | 26,741,000 | USD | evidence → |
| Provision for loan losses | -817,000 | USD | evidence → |
| Pretax income | 11,299,000 | USD | evidence → |
| Income tax | 2,023,000 | USD | evidence → |
| Net income | 9,276,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 195,169,000 | USD | evidence → |
| Total capital | 210,799,000 | USD | evidence → |
| Risk-weighted assets | 1,443,284,000 | USD | evidence → |