Call report 2023Q3
EPHRATA NATIONAL BANK — 2023Q3
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,906,088,000 | USD | evidence → |
| Total loans | 1,336,678,000 | USD | evidence → |
| Allowance for loan losses | 16,349,000 | USD | evidence → |
| Securities available for sale | 438,152,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,664,791,000 | USD | evidence → |
| Interest-bearing deposits | 1,077,844,000 | USD | evidence → |
| Noninterest-bearing deposits | 586,947,000 | USD | evidence → |
| Equity capital | 131,274,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 56,783,000 | USD | evidence → |
| Interest expense | 14,554,000 | USD | evidence → |
| Net interest income | 42,229,000 | USD | evidence → |
| Noninterest income | 10,400,000 | USD | evidence → |
| Noninterest expense | 38,273,000 | USD | evidence → |
| Provision for loan losses | 1,469,000 | USD | evidence → |
| Pretax income | 11,424,000 | USD | evidence → |
| Income tax | 1,887,000 | USD | evidence → |
| Net income | 9,537,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 183,995,000 | USD | evidence → |
| Total capital | 201,563,000 | USD | evidence → |
| Risk-weighted assets | 1,405,762,000 | USD | evidence → |