Call report 2023Q4
EPHRATA NATIONAL BANK — 2023Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,997,990,000 | USD | evidence → |
| Total loans | 1,360,430,000 | USD | evidence → |
| Allowance for loan losses | 15,176,000 | USD | evidence → |
| Securities available for sale | 459,570,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,729,750,000 | USD | evidence → |
| Interest-bearing deposits | 1,114,830,000 | USD | evidence → |
| Noninterest-bearing deposits | 614,920,000 | USD | evidence → |
| Equity capital | 153,435,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 77,806,000 | USD | evidence → |
| Interest expense | 21,888,000 | USD | evidence → |
| Net interest income | 55,918,000 | USD | evidence → |
| Noninterest income | 14,194,000 | USD | evidence → |
| Noninterest expense | 50,994,000 | USD | evidence → |
| Provision for loan losses | 316,000 | USD | evidence → |
| Pretax income | 17,227,000 | USD | evidence → |
| Income tax | 2,951,000 | USD | evidence → |
| Net income | 14,276,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 187,790,000 | USD | evidence → |
| Total capital | 204,291,000 | USD | evidence → |
| Risk-weighted assets | 1,414,772,000 | USD | evidence → |