Call report 2023Q2
EPHRATA NATIONAL BANK — 2023Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,901,772,000 | USD | evidence → |
| Total loans | 1,297,154,000 | USD | evidence → |
| Allowance for loan losses | 16,833,000 | USD | evidence → |
| Securities available for sale | 456,004,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,659,653,000 | USD | evidence → |
| Interest-bearing deposits | 1,021,591,000 | USD | evidence → |
| Noninterest-bearing deposits | 638,062,000 | USD | evidence → |
| Equity capital | 139,566,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,763,000 | USD | evidence → |
| Interest expense | 8,362,000 | USD | evidence → |
| Net interest income | 28,401,000 | USD | evidence → |
| Noninterest income | 6,742,000 | USD | evidence → |
| Noninterest expense | 25,324,000 | USD | evidence → |
| Provision for loan losses | 1,930,000 | USD | evidence → |
| Pretax income | 6,383,000 | USD | evidence → |
| Income tax | 976,000 | USD | evidence → |
| Net income | 5,407,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 180,809,000 | USD | evidence → |
| Total capital | 197,971,000 | USD | evidence → |
| Risk-weighted assets | 1,372,044,000 | USD | evidence → |