Call report 2023Q1
EPHRATA NATIONAL BANK — 2023Q1
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,886,501,000 | USD | evidence → |
| Total loans | 1,257,474,000 | USD | evidence → |
| Allowance for loan losses | 16,054,000 | USD | evidence → |
| Securities available for sale | 494,683,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,654,255,000 | USD | evidence → |
| Interest-bearing deposits | 1,007,471,000 | USD | evidence → |
| Noninterest-bearing deposits | 646,784,000 | USD | evidence → |
| Equity capital | 138,753,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,800,000 | USD | evidence → |
| Interest expense | 3,525,000 | USD | evidence → |
| Net interest income | 14,275,000 | USD | evidence → |
| Noninterest income | 3,259,000 | USD | evidence → |
| Noninterest expense | 12,269,000 | USD | evidence → |
| Provision for loan losses | 1,146,000 | USD | evidence → |
| Pretax income | 3,598,000 | USD | evidence → |
| Income tax | 557,000 | USD | evidence → |
| Net income | 3,041,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 179,386,000 | USD | evidence → |
| Total capital | 196,383,000 | USD | evidence → |
| Risk-weighted assets | 1,359,436,000 | USD | evidence → |