Call report 2022Q4
EPHRATA NATIONAL BANK — 2022Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,856,294,000 | USD | evidence → |
| Total loans | 1,197,045,000 | USD | evidence → |
| Allowance for loan losses | 14,151,000 | USD | evidence → |
| Securities available for sale | 529,142,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,643,543,000 | USD | evidence → |
| Interest-bearing deposits | 966,616,000 | USD | evidence → |
| Noninterest-bearing deposits | 676,927,000 | USD | evidence → |
| Equity capital | 129,615,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 55,892,000 | USD | evidence → |
| Interest expense | 4,065,000 | USD | evidence → |
| Net interest income | 51,827,000 | USD | evidence → |
| Noninterest income | 13,553,000 | USD | evidence → |
| Noninterest expense | 45,500,000 | USD | evidence → |
| Provision for loan losses | 1,300,000 | USD | evidence → |
| Pretax income | 18,623,000 | USD | evidence → |
| Income tax | 2,652,000 | USD | evidence → |
| Net income | 15,971,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 177,907,000 | USD | evidence → |
| Total capital | 193,076,000 | USD | evidence → |
| Risk-weighted assets | 1,330,084,000 | USD | evidence → |