Call report 2022Q3
EPHRATA NATIONAL BANK — 2022Q3
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,822,154,000 | USD | evidence → |
| Total loans | 1,119,635,000 | USD | evidence → |
| Allowance for loan losses | 14,150,000 | USD | evidence → |
| Securities available for sale | 559,646,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,639,231,000 | USD | evidence → |
| Interest-bearing deposits | 961,286,000 | USD | evidence → |
| Noninterest-bearing deposits | 677,945,000 | USD | evidence → |
| Equity capital | 116,232,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,086,000 | USD | evidence → |
| Interest expense | 2,027,000 | USD | evidence → |
| Net interest income | 37,059,000 | USD | evidence → |
| Noninterest income | 9,865,000 | USD | evidence → |
| Noninterest expense | 33,264,000 | USD | evidence → |
| Provision for loan losses | 1,300,000 | USD | evidence → |
| Pretax income | 12,499,000 | USD | evidence → |
| Income tax | 1,768,000 | USD | evidence → |
| Net income | 10,731,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 171,612,000 | USD | evidence → |
| Total capital | 186,692,000 | USD | evidence → |
| Risk-weighted assets | 1,298,329,000 | USD | evidence → |