Call report 2022Q2
EPHRATA NATIONAL BANK — 2022Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,767,939,000 | USD | evidence → |
| Total loans | 1,046,203,000 | USD | evidence → |
| Allowance for loan losses | 13,606,000 | USD | evidence → |
| Securities available for sale | 579,018,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,580,446,000 | USD | evidence → |
| Interest-bearing deposits | 899,808,000 | USD | evidence → |
| Noninterest-bearing deposits | 680,638,000 | USD | evidence → |
| Equity capital | 116,312,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,130,000 | USD | evidence → |
| Interest expense | 1,068,000 | USD | evidence → |
| Net interest income | 23,062,000 | USD | evidence → |
| Noninterest income | 6,694,000 | USD | evidence → |
| Noninterest expense | 21,897,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 7,248,000 | USD | evidence → |
| Income tax | 955,000 | USD | evidence → |
| Net income | 6,293,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 153,127,000 | USD | evidence → |
| Total capital | 167,764,000 | USD | evidence → |
| Risk-weighted assets | 1,249,079,000 | USD | evidence → |