Call report 2020Q3
EPHRATA NATIONAL BANK — 2020Q3
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,316,278,000 | USD | evidence → |
| Total loans | 848,185,000 | USD | evidence → |
| Allowance for loan losses | 11,996,000 | USD | evidence → |
| Securities available for sale | 360,029,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,127,174,000 | USD | evidence → |
| Interest-bearing deposits | 661,575,000 | USD | evidence → |
| Noninterest-bearing deposits | 465,599,000 | USD | evidence → |
| Equity capital | 124,155,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,323,000 | USD | evidence → |
| Interest expense | 3,115,000 | USD | evidence → |
| Net interest income | 28,208,000 | USD | evidence → |
| Noninterest income | 10,784,000 | USD | evidence → |
| Noninterest expense | 26,373,000 | USD | evidence → |
| Provision for loan losses | 2,575,000 | USD | evidence → |
| Pretax income | 10,748,000 | USD | evidence → |
| Income tax | 1,628,000 | USD | evidence → |
| Net income | 9,120,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 118,400,000 | USD | evidence → |
| Total capital | 130,649,000 | USD | evidence → |
| Risk-weighted assets | 979,580,000 | USD | evidence → |