Call report 2020Q2
EPHRATA NATIONAL BANK — 2020Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,298,808,000 | USD | evidence → |
| Total loans | 838,265,000 | USD | evidence → |
| Allowance for loan losses | 10,770,000 | USD | evidence → |
| Securities available for sale | 334,687,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,108,534,000 | USD | evidence → |
| Interest-bearing deposits | 641,522,000 | USD | evidence → |
| Noninterest-bearing deposits | 467,012,000 | USD | evidence → |
| Equity capital | 120,798,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,943,000 | USD | evidence → |
| Interest expense | 2,270,000 | USD | evidence → |
| Net interest income | 18,673,000 | USD | evidence → |
| Noninterest income | 6,412,000 | USD | evidence → |
| Noninterest expense | 17,207,000 | USD | evidence → |
| Provision for loan losses | 1,325,000 | USD | evidence → |
| Pretax income | 7,202,000 | USD | evidence → |
| Income tax | 1,096,000 | USD | evidence → |
| Net income | 6,106,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 116,276,000 | USD | evidence → |
| Total capital | 127,612,000 | USD | evidence → |
| Risk-weighted assets | 959,803,000 | USD | evidence → |