Call report 2020Q4
EPHRATA NATIONAL BANK — 2020Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,461,307,000 | USD | evidence → |
| Total loans | 826,399,000 | USD | evidence → |
| Allowance for loan losses | 12,327,000 | USD | evidence → |
| Securities available for sale | 476,428,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,260,500,000 | USD | evidence → |
| Interest-bearing deposits | 717,958,000 | USD | evidence → |
| Noninterest-bearing deposits | 542,542,000 | USD | evidence → |
| Equity capital | 141,463,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,067,000 | USD | evidence → |
| Interest expense | 3,841,000 | USD | evidence → |
| Net interest income | 38,226,000 | USD | evidence → |
| Noninterest income | 14,627,000 | USD | evidence → |
| Noninterest expense | 35,795,000 | USD | evidence → |
| Provision for loan losses | 2,950,000 | USD | evidence → |
| Pretax income | 14,918,000 | USD | evidence → |
| Income tax | 2,304,000 | USD | evidence → |
| Net income | 12,614,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 133,505,000 | USD | evidence → |
| Total capital | 145,434,000 | USD | evidence → |
| Risk-weighted assets | 953,115,000 | USD | evidence → |