Call report 2020Q1
EPHRATA NATIONAL BANK — 2020Q1
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,177,411,000 | USD | evidence → |
| Total loans | 766,539,000 | USD | evidence → |
| Allowance for loan losses | 9,803,000 | USD | evidence → |
| Securities available for sale | 326,681,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 983,096,000 | USD | evidence → |
| Interest-bearing deposits | 619,086,000 | USD | evidence → |
| Noninterest-bearing deposits | 364,010,000 | USD | evidence → |
| Equity capital | 115,605,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,481,000 | USD | evidence → |
| Interest expense | 1,271,000 | USD | evidence → |
| Net interest income | 9,210,000 | USD | evidence → |
| Noninterest income | 2,715,000 | USD | evidence → |
| Noninterest expense | 9,041,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 2,816,000 | USD | evidence → |
| Income tax | 376,000 | USD | evidence → |
| Net income | 2,440,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 114,501,000 | USD | evidence → |
| Total capital | 124,800,000 | USD | evidence → |
| Risk-weighted assets | 880,527,000 | USD | evidence → |