Call report 2019Q4
EPHRATA NATIONAL BANK — 2019Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,171,070,000 | USD | evidence → |
| Total loans | 755,960,000 | USD | evidence → |
| Allowance for loan losses | 9,447,000 | USD | evidence → |
| Securities available for sale | 314,168,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 974,950,000 | USD | evidence → |
| Interest-bearing deposits | 610,231,000 | USD | evidence → |
| Noninterest-bearing deposits | 364,719,000 | USD | evidence → |
| Equity capital | 115,065,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,717,000 | USD | evidence → |
| Interest expense | 5,119,000 | USD | evidence → |
| Net interest income | 36,598,000 | USD | evidence → |
| Noninterest income | 10,806,000 | USD | evidence → |
| Noninterest expense | 33,421,000 | USD | evidence → |
| Provision for loan losses | 770,000 | USD | evidence → |
| Pretax income | 13,624,000 | USD | evidence → |
| Income tax | 2,131,000 | USD | evidence → |
| Net income | 11,493,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 113,463,000 | USD | evidence → |
| Total capital | 123,346,000 | USD | evidence → |
| Risk-weighted assets | 858,596,000 | USD | evidence → |