Call report 2019Q3
EPHRATA NATIONAL BANK — 2019Q3
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,145,395,000 | USD | evidence → |
| Total loans | 739,682,000 | USD | evidence → |
| Allowance for loan losses | 9,474,000 | USD | evidence → |
| Securities available for sale | 304,512,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 947,180,000 | USD | evidence → |
| Interest-bearing deposits | 599,062,000 | USD | evidence → |
| Noninterest-bearing deposits | 348,118,000 | USD | evidence → |
| Equity capital | 114,775,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,198,000 | USD | evidence → |
| Interest expense | 3,784,000 | USD | evidence → |
| Net interest income | 27,414,000 | USD | evidence → |
| Noninterest income | 7,969,000 | USD | evidence → |
| Noninterest expense | 24,463,000 | USD | evidence → |
| Provision for loan losses | 840,000 | USD | evidence → |
| Pretax income | 10,309,000 | USD | evidence → |
| Income tax | 1,591,000 | USD | evidence → |
| Net income | 8,718,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 113,090,000 | USD | evidence → |
| Total capital | 122,971,000 | USD | evidence → |
| Risk-weighted assets | 843,049,000 | USD | evidence → |