Call report 2019Q2
EPHRATA NATIONAL BANK — 2019Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2019Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,130,880,000 | USD | evidence → |
| Total loans | 721,829,000 | USD | evidence → |
| Allowance for loan losses | 8,957,000 | USD | evidence → |
| Securities available for sale | 296,415,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 941,958,000 | USD | evidence → |
| Interest-bearing deposits | 596,123,000 | USD | evidence → |
| Noninterest-bearing deposits | 345,835,000 | USD | evidence → |
| Equity capital | 111,312,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,614,000 | USD | evidence → |
| Interest expense | 2,483,000 | USD | evidence → |
| Net interest income | 18,131,000 | USD | evidence → |
| Noninterest income | 5,075,000 | USD | evidence → |
| Noninterest expense | 16,379,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 6,804,000 | USD | evidence → |
| Income tax | 1,044,000 | USD | evidence → |
| Net income | 5,760,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 111,014,000 | USD | evidence → |
| Total capital | 120,364,000 | USD | evidence → |
| Risk-weighted assets | 826,410,000 | USD | evidence → |