Call report 2015Q1
EPHRATA NATIONAL BANK — 2015Q1
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 862,311,000 | USD | evidence → |
| Total loans | 483,274,000 | USD | evidence → |
| Allowance for loan losses | 7,140,000 | USD | evidence → |
| Securities available for sale | 292,429,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 696,083,000 | USD | evidence → |
| Interest-bearing deposits | 489,777,000 | USD | evidence → |
| Noninterest-bearing deposits | 206,306,000 | USD | evidence → |
| Equity capital | 93,673,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,871,000 | USD | evidence → |
| Interest expense | 1,014,000 | USD | evidence → |
| Net interest income | 5,857,000 | USD | evidence → |
| Noninterest income | 1,640,000 | USD | evidence → |
| Noninterest expense | 6,115,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 1,743,000 | USD | evidence → |
| Income tax | 243,000 | USD | evidence → |
| Net income | 1,500,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 91,150,000 | USD | evidence → |
| Total capital | 98,511,000 | USD | evidence → |
| Risk-weighted assets | 588,858,000 | USD | evidence → |