Call report 2014Q4
EPHRATA NATIONAL BANK — 2014Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 856,969,000 | USD | evidence → |
| Total loans | 471,674,000 | USD | evidence → |
| Allowance for loan losses | 7,141,000 | USD | evidence → |
| Securities available for sale | 295,614,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 700,336,000 | USD | evidence → |
| Interest-bearing deposits | 489,207,000 | USD | evidence → |
| Noninterest-bearing deposits | 211,129,000 | USD | evidence → |
| Equity capital | 91,786,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,129,000 | USD | evidence → |
| Interest expense | 4,676,000 | USD | evidence → |
| Net interest income | 22,453,000 | USD | evidence → |
| Noninterest income | 6,438,000 | USD | evidence → |
| Noninterest expense | 23,278,000 | USD | evidence → |
| Provision for loan losses | -50,000 | USD | evidence → |
| Pretax income | 8,723,000 | USD | evidence → |
| Income tax | 1,546,000 | USD | evidence → |
| Net income | 7,177,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 90,787,000 | USD | evidence → |
| Total capital | 97,921,000 | USD | evidence → |
| Risk-weighted assets | 570,418,000 | USD | evidence → |
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