Call report 2015Q2
EPHRATA NATIONAL BANK — 2015Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 869,105,000 | USD | evidence → |
| Total loans | 486,097,000 | USD | evidence → |
| Allowance for loan losses | 7,249,000 | USD | evidence → |
| Securities available for sale | 295,512,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 702,662,000 | USD | evidence → |
| Interest-bearing deposits | 494,724,000 | USD | evidence → |
| Noninterest-bearing deposits | 207,938,000 | USD | evidence → |
| Equity capital | 91,954,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,585,000 | USD | evidence → |
| Interest expense | 1,965,000 | USD | evidence → |
| Net interest income | 11,620,000 | USD | evidence → |
| Noninterest income | 3,434,000 | USD | evidence → |
| Noninterest expense | 12,194,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 3,721,000 | USD | evidence → |
| Income tax | 521,000 | USD | evidence → |
| Net income | 3,200,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 92,455,000 | USD | evidence → |
| Total capital | 99,950,000 | USD | evidence → |
| Risk-weighted assets | 599,700,000 | USD | evidence → |