Call report 2009Q3
EPHRATA NATIONAL BANK — 2009Q3
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 718,389,000 | USD | evidence → |
| Total loans | 424,254,000 | USD | evidence → |
| Allowance for loan losses | 5,743,000 | USD | evidence → |
| Securities available for sale | 234,413,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 552,256,000 | USD | evidence → |
| Interest-bearing deposits | 437,062,000 | USD | evidence → |
| Noninterest-bearing deposits | 115,194,000 | USD | evidence → |
| Equity capital | 69,376,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,322,000 | USD | evidence → |
| Interest expense | 9,844,000 | USD | evidence → |
| Net interest income | 15,478,000 | USD | evidence → |
| Noninterest income | 4,643,000 | USD | evidence → |
| Noninterest expense | 15,340,000 | USD | evidence → |
| Provision for loan losses | 1,720,000 | USD | evidence → |
| Pretax income | 3,020,000 | USD | evidence → |
| Income tax | 37,000 | USD | evidence → |
| Net income | 2,983,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,450,000 | USD | evidence → |
| Total capital | 74,329,000 | USD | evidence → |
| Risk-weighted assets | 470,138,000 | USD | evidence → |