Call report 2009Q2
EPHRATA NATIONAL BANK — 2009Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 719,146,000 | USD | evidence → |
| Total loans | 421,589,000 | USD | evidence → |
| Allowance for loan losses | 4,447,000 | USD | evidence → |
| Securities available for sale | 240,581,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 558,057,000 | USD | evidence → |
| Interest-bearing deposits | 445,188,000 | USD | evidence → |
| Noninterest-bearing deposits | 112,869,000 | USD | evidence → |
| Equity capital | 67,097,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,817,000 | USD | evidence → |
| Interest expense | 6,630,000 | USD | evidence → |
| Net interest income | 10,187,000 | USD | evidence → |
| Noninterest income | 3,166,000 | USD | evidence → |
| Noninterest expense | 10,566,000 | USD | evidence → |
| Provision for loan losses | 376,000 | USD | evidence → |
| Pretax income | 2,567,000 | USD | evidence → |
| Income tax | 226,000 | USD | evidence → |
| Net income | 2,341,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,665,000 | USD | evidence → |
| Total capital | 73,325,000 | USD | evidence → |
| Risk-weighted assets | 473,849,000 | USD | evidence → |