Call report 2009Q4
EPHRATA NATIONAL BANK — 2009Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 725,952,000 | USD | evidence → |
| Total loans | 428,031,000 | USD | evidence → |
| Allowance for loan losses | 5,912,000 | USD | evidence → |
| Securities available for sale | 236,336,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 570,632,000 | USD | evidence → |
| Interest-bearing deposits | 448,278,000 | USD | evidence → |
| Noninterest-bearing deposits | 122,354,000 | USD | evidence → |
| Equity capital | 68,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,803,000 | USD | evidence → |
| Interest expense | 12,818,000 | USD | evidence → |
| Net interest income | 20,985,000 | USD | evidence → |
| Noninterest income | 6,265,000 | USD | evidence → |
| Noninterest expense | 20,069,000 | USD | evidence → |
| Provision for loan losses | 2,920,000 | USD | evidence → |
| Pretax income | 4,436,000 | USD | evidence → |
| Income tax | 136,000 | USD | evidence → |
| Net income | 4,300,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,077,000 | USD | evidence → |
| Total capital | 74,990,000 | USD | evidence → |
| Risk-weighted assets | 472,728,000 | USD | evidence → |