Call report 2009Q1
EPHRATA NATIONAL BANK — 2009Q1
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 700,249,000 | USD | evidence → |
| Total loans | 411,780,000 | USD | evidence → |
| Allowance for loan losses | 4,261,000 | USD | evidence → |
| Securities available for sale | 230,660,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 535,609,000 | USD | evidence → |
| Interest-bearing deposits | 426,281,000 | USD | evidence → |
| Noninterest-bearing deposits | 109,328,000 | USD | evidence → |
| Equity capital | 66,096,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,406,000 | USD | evidence → |
| Interest expense | 3,274,000 | USD | evidence → |
| Net interest income | 5,132,000 | USD | evidence → |
| Noninterest income | 1,504,000 | USD | evidence → |
| Noninterest expense | 5,435,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,119,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 1,081,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,241,000 | USD | evidence → |
| Total capital | 72,715,000 | USD | evidence → |
| Risk-weighted assets | 463,307,000 | USD | evidence → |