Call report 2008Q4
EPHRATA NATIONAL BANK — 2008Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 688,423,000 | USD | evidence → |
| Total loans | 412,199,000 | USD | evidence → |
| Allowance for loan losses | 4,203,000 | USD | evidence → |
| Securities available for sale | 214,421,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 511,459,000 | USD | evidence → |
| Interest-bearing deposits | 396,850,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,609,000 | USD | evidence → |
| Equity capital | 67,698,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,725,000 | USD | evidence → |
| Interest expense | 14,598,000 | USD | evidence → |
| Net interest income | 20,127,000 | USD | evidence → |
| Noninterest income | 5,413,000 | USD | evidence → |
| Noninterest expense | 20,468,000 | USD | evidence → |
| Provision for loan losses | 669,000 | USD | evidence → |
| Pretax income | 3,897,000 | USD | evidence → |
| Income tax | -117,000 | USD | evidence → |
| Net income | 4,014,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,501,000 | USD | evidence → |
| Total capital | 72,917,000 | USD | evidence → |
| Risk-weighted assets | 453,081,000 | USD | evidence → |