Call report 2008Q3
EPHRATA NATIONAL BANK — 2008Q3
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 678,325,000 | USD | evidence → |
| Total loans | 397,384,000 | USD | evidence → |
| Allowance for loan losses | 4,054,000 | USD | evidence → |
| Securities available for sale | 219,911,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 510,739,000 | USD | evidence → |
| Interest-bearing deposits | 398,653,000 | USD | evidence → |
| Noninterest-bearing deposits | 112,086,000 | USD | evidence → |
| Equity capital | 66,816,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,071,000 | USD | evidence → |
| Interest expense | 11,018,000 | USD | evidence → |
| Net interest income | 15,053,000 | USD | evidence → |
| Noninterest income | 3,921,000 | USD | evidence → |
| Noninterest expense | 13,983,000 | USD | evidence → |
| Provision for loan losses | 519,000 | USD | evidence → |
| Pretax income | 3,711,000 | USD | evidence → |
| Income tax | 623,000 | USD | evidence → |
| Net income | 3,088,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,380,000 | USD | evidence → |
| Total capital | 73,710,000 | USD | evidence → |
| Risk-weighted assets | 443,885,000 | USD | evidence → |