Call report 2008Q2
EPHRATA NATIONAL BANK — 2008Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 678,552,000 | USD | evidence → |
| Total loans | 386,785,000 | USD | evidence → |
| Allowance for loan losses | 4,033,000 | USD | evidence → |
| Securities available for sale | 231,021,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 509,110,000 | USD | evidence → |
| Interest-bearing deposits | 397,395,000 | USD | evidence → |
| Noninterest-bearing deposits | 111,715,000 | USD | evidence → |
| Equity capital | 68,134,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,253,000 | USD | evidence → |
| Interest expense | 7,393,000 | USD | evidence → |
| Net interest income | 9,860,000 | USD | evidence → |
| Noninterest income | 2,607,000 | USD | evidence → |
| Noninterest expense | 8,996,000 | USD | evidence → |
| Provision for loan losses | 349,000 | USD | evidence → |
| Pretax income | 3,234,000 | USD | evidence → |
| Income tax | 411,000 | USD | evidence → |
| Net income | 2,823,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,678,000 | USD | evidence → |
| Total capital | 73,897,000 | USD | evidence → |
| Risk-weighted assets | 433,719,000 | USD | evidence → |