Call report 2008Q1
EPHRATA NATIONAL BANK — 2008Q1
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 660,439,000 | USD | evidence → |
| Total loans | 386,666,000 | USD | evidence → |
| Allowance for loan losses | 3,914,000 | USD | evidence → |
| Securities available for sale | 211,323,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 494,058,000 | USD | evidence → |
| Interest-bearing deposits | 390,929,000 | USD | evidence → |
| Noninterest-bearing deposits | 103,129,000 | USD | evidence → |
| Equity capital | 69,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,585,000 | USD | evidence → |
| Interest expense | 3,752,000 | USD | evidence → |
| Net interest income | 4,833,000 | USD | evidence → |
| Noninterest income | 1,330,000 | USD | evidence → |
| Noninterest expense | 4,404,000 | USD | evidence → |
| Provision for loan losses | 199,000 | USD | evidence → |
| Pretax income | 1,586,000 | USD | evidence → |
| Income tax | 191,000 | USD | evidence → |
| Net income | 1,395,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,127,000 | USD | evidence → |
| Total capital | 73,209,000 | USD | evidence → |
| Risk-weighted assets | 433,595,000 | USD | evidence → |