Call report 2007Q4
EPHRATA NATIONAL BANK — 2007Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 633,762,000 | USD | evidence → |
| Total loans | 385,363,000 | USD | evidence → |
| Allowance for loan losses | 3,682,000 | USD | evidence → |
| Securities available for sale | 192,960,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 478,726,000 | USD | evidence → |
| Interest-bearing deposits | 370,887,000 | USD | evidence → |
| Noninterest-bearing deposits | 107,839,000 | USD | evidence → |
| Equity capital | 68,822,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,784,000 | USD | evidence → |
| Interest expense | 14,692,000 | USD | evidence → |
| Net interest income | 19,092,000 | USD | evidence → |
| Noninterest income | 4,644,000 | USD | evidence → |
| Noninterest expense | 16,831,000 | USD | evidence → |
| Provision for loan losses | 1,446,000 | USD | evidence → |
| Pretax income | 5,616,000 | USD | evidence → |
| Income tax | 553,000 | USD | evidence → |
| Net income | 5,063,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,636,000 | USD | evidence → |
| Total capital | 72,509,000 | USD | evidence → |
| Risk-weighted assets | 435,728,000 | USD | evidence → |