Call report 2007Q1
EPHRATA NATIONAL BANK — 2007Q1
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 616,282,000 | USD | evidence → |
| Total loans | 368,298,000 | USD | evidence → |
| Allowance for loan losses | 3,425,000 | USD | evidence → |
| Securities available for sale | 191,101,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 468,155,000 | USD | evidence → |
| Interest-bearing deposits | 373,057,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,098,000 | USD | evidence → |
| Equity capital | 66,252,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,209,000 | USD | evidence → |
| Interest expense | 3,578,000 | USD | evidence → |
| Net interest income | 4,631,000 | USD | evidence → |
| Noninterest income | 1,115,000 | USD | evidence → |
| Noninterest expense | 4,134,000 | USD | evidence → |
| Provision for loan losses | 1,074,000 | USD | evidence → |
| Pretax income | 538,000 | USD | evidence → |
| Income tax | -144,000 | USD | evidence → |
| Net income | 682,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,808,000 | USD | evidence → |
| Total capital | 70,485,000 | USD | evidence → |
| Risk-weighted assets | 408,490,000 | USD | evidence → |