Call report 2007Q2
EPHRATA NATIONAL BANK — 2007Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 618,343,000 | USD | evidence → |
| Total loans | 375,801,000 | USD | evidence → |
| Allowance for loan losses | 3,539,000 | USD | evidence → |
| Securities available for sale | 186,327,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 471,239,000 | USD | evidence → |
| Interest-bearing deposits | 371,664,000 | USD | evidence → |
| Noninterest-bearing deposits | 99,575,000 | USD | evidence → |
| Equity capital | 65,398,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,628,000 | USD | evidence → |
| Interest expense | 7,224,000 | USD | evidence → |
| Net interest income | 9,404,000 | USD | evidence → |
| Noninterest income | 2,292,000 | USD | evidence → |
| Noninterest expense | 8,442,000 | USD | evidence → |
| Provision for loan losses | 1,236,000 | USD | evidence → |
| Pretax income | 2,016,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 1,993,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,328,000 | USD | evidence → |
| Total capital | 71,041,000 | USD | evidence → |
| Risk-weighted assets | 418,209,000 | USD | evidence → |