Call report 2006Q4
EPHRATA NATIONAL BANK — 2006Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 606,670,000 | USD | evidence → |
| Total loans | 366,501,000 | USD | evidence → |
| Allowance for loan losses | 3,244,000 | USD | evidence → |
| Securities available for sale | 191,577,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 469,259,000 | USD | evidence → |
| Interest-bearing deposits | 366,751,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,508,000 | USD | evidence → |
| Equity capital | 65,957,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,567,000 | USD | evidence → |
| Interest expense | 12,904,000 | USD | evidence → |
| Net interest income | 18,663,000 | USD | evidence → |
| Noninterest income | 4,272,000 | USD | evidence → |
| Noninterest expense | 15,300,000 | USD | evidence → |
| Provision for loan losses | 1,276,000 | USD | evidence → |
| Pretax income | 5,489,000 | USD | evidence → |
| Income tax | 718,000 | USD | evidence → |
| Net income | 4,771,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,756,000 | USD | evidence → |
| Total capital | 70,250,000 | USD | evidence → |
| Risk-weighted assets | 402,900,000 | USD | evidence → |