Call report 2006Q1
EPHRATA NATIONAL BANK — 2006Q1
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 582,261,000 | USD | evidence → |
| Total loans | 332,990,000 | USD | evidence → |
| Allowance for loan losses | 2,855,000 | USD | evidence → |
| Securities available for sale | 207,703,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 453,199,000 | USD | evidence → |
| Interest-bearing deposits | 358,996,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,203,000 | USD | evidence → |
| Equity capital | 63,649,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,540,000 | USD | evidence → |
| Interest expense | 2,878,000 | USD | evidence → |
| Net interest income | 4,662,000 | USD | evidence → |
| Noninterest income | 1,055,000 | USD | evidence → |
| Noninterest expense | 3,569,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 2,065,000 | USD | evidence → |
| Income tax | 372,000 | USD | evidence → |
| Net income | 1,693,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,407,000 | USD | evidence → |
| Total capital | 68,429,000 | USD | evidence → |
| Risk-weighted assets | 368,179,000 | USD | evidence → |