Call report 2006Q2
EPHRATA NATIONAL BANK — 2006Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 595,562,000 | USD | evidence → |
| Total loans | 353,598,000 | USD | evidence → |
| Allowance for loan losses | 2,873,000 | USD | evidence → |
| Securities available for sale | 193,310,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 467,508,000 | USD | evidence → |
| Interest-bearing deposits | 365,779,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,729,000 | USD | evidence → |
| Equity capital | 63,075,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,365,000 | USD | evidence → |
| Interest expense | 6,024,000 | USD | evidence → |
| Net interest income | 9,341,000 | USD | evidence → |
| Noninterest income | 2,123,000 | USD | evidence → |
| Noninterest expense | 7,464,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 3,857,000 | USD | evidence → |
| Income tax | 633,000 | USD | evidence → |
| Net income | 3,224,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,104,000 | USD | evidence → |
| Total capital | 69,144,000 | USD | evidence → |
| Risk-weighted assets | 391,826,000 | USD | evidence → |