Call report 2005Q4
EPHRATA NATIONAL BANK — 2005Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 577,578,000 | USD | evidence → |
| Total loans | 329,444,000 | USD | evidence → |
| Allowance for loan losses | 2,795,000 | USD | evidence → |
| Securities available for sale | 206,305,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 448,786,000 | USD | evidence → |
| Interest-bearing deposits | 349,247,000 | USD | evidence → |
| Noninterest-bearing deposits | 99,539,000 | USD | evidence → |
| Equity capital | 64,062,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,087,000 | USD | evidence → |
| Interest expense | 9,401,000 | USD | evidence → |
| Net interest income | 18,686,000 | USD | evidence → |
| Noninterest income | 3,881,000 | USD | evidence → |
| Noninterest expense | 13,883,000 | USD | evidence → |
| Provision for loan losses | 221,000 | USD | evidence → |
| Pretax income | 8,595,000 | USD | evidence → |
| Income tax | 1,610,000 | USD | evidence → |
| Net income | 6,985,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,473,000 | USD | evidence → |
| Total capital | 68,438,000 | USD | evidence → |
| Risk-weighted assets | 360,690,000 | USD | evidence → |