Call report 2005Q3
EPHRATA NATIONAL BANK — 2005Q3
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 557,455,000 | USD | evidence → |
| Total loans | 322,501,000 | USD | evidence → |
| Allowance for loan losses | 2,770,000 | USD | evidence → |
| Securities available for sale | 197,198,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 423,598,000 | USD | evidence → |
| Interest-bearing deposits | 330,514,000 | USD | evidence → |
| Noninterest-bearing deposits | 93,084,000 | USD | evidence → |
| Equity capital | 65,546,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,736,000 | USD | evidence → |
| Interest expense | 6,737,000 | USD | evidence → |
| Net interest income | 13,999,000 | USD | evidence → |
| Noninterest income | 2,852,000 | USD | evidence → |
| Noninterest expense | 10,500,000 | USD | evidence → |
| Provision for loan losses | 131,000 | USD | evidence → |
| Pretax income | 6,299,000 | USD | evidence → |
| Income tax | 1,205,000 | USD | evidence → |
| Net income | 5,094,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,536,000 | USD | evidence → |
| Total capital | 68,513,000 | USD | evidence → |
| Risk-weighted assets | 352,435,000 | USD | evidence → |