Call report 2005Q2
EPHRATA NATIONAL BANK — 2005Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 557,752,000 | USD | evidence → |
| Total loans | 314,939,000 | USD | evidence → |
| Allowance for loan losses | 2,681,000 | USD | evidence → |
| Securities available for sale | 205,233,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 426,641,000 | USD | evidence → |
| Interest-bearing deposits | 328,874,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,767,000 | USD | evidence → |
| Equity capital | 66,483,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,587,000 | USD | evidence → |
| Interest expense | 4,297,000 | USD | evidence → |
| Net interest income | 9,290,000 | USD | evidence → |
| Noninterest income | 2,021,000 | USD | evidence → |
| Noninterest expense | 7,046,000 | USD | evidence → |
| Provision for loan losses | 41,000 | USD | evidence → |
| Pretax income | 4,351,000 | USD | evidence → |
| Income tax | 879,000 | USD | evidence → |
| Net income | 3,472,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,826,000 | USD | evidence → |
| Total capital | 68,683,000 | USD | evidence → |
| Risk-weighted assets | 344,802,000 | USD | evidence → |