Call report 2005Q1
EPHRATA NATIONAL BANK — 2005Q1
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 549,874,000 | USD | evidence → |
| Total loans | 304,310,000 | USD | evidence → |
| Allowance for loan losses | 2,680,000 | USD | evidence → |
| Securities available for sale | 204,117,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 414,676,000 | USD | evidence → |
| Interest-bearing deposits | 325,899,000 | USD | evidence → |
| Noninterest-bearing deposits | 88,778,000 | USD | evidence → |
| Equity capital | 64,775,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,750,000 | USD | evidence → |
| Interest expense | 2,057,000 | USD | evidence → |
| Net interest income | 4,693,000 | USD | evidence → |
| Noninterest income | 1,103,000 | USD | evidence → |
| Noninterest expense | 3,565,000 | USD | evidence → |
| Provision for loan losses | -49,000 | USD | evidence → |
| Pretax income | 2,306,000 | USD | evidence → |
| Income tax | 445,000 | USD | evidence → |
| Net income | 1,861,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,408,000 | USD | evidence → |
| Total capital | 68,257,000 | USD | evidence → |
| Risk-weighted assets | 337,217,000 | USD | evidence → |