Call report 2004Q4
EPHRATA NATIONAL BANK — 2004Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 544,246,000 | USD | evidence → |
| Total loans | 301,982,000 | USD | evidence → |
| Allowance for loan losses | 2,581,000 | USD | evidence → |
| Securities available for sale | 204,198,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 415,138,000 | USD | evidence → |
| Interest-bearing deposits | 322,055,000 | USD | evidence → |
| Noninterest-bearing deposits | 93,083,000 | USD | evidence → |
| Equity capital | 65,561,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,969,000 | USD | evidence → |
| Interest expense | 7,703,000 | USD | evidence → |
| Net interest income | 18,266,000 | USD | evidence → |
| Noninterest income | 3,076,000 | USD | evidence → |
| Noninterest expense | 13,129,000 | USD | evidence → |
| Provision for loan losses | 357,000 | USD | evidence → |
| Pretax income | 8,455,000 | USD | evidence → |
| Income tax | 1,654,000 | USD | evidence → |
| Net income | 6,801,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,000,000 | USD | evidence → |
| Total capital | 66,764,000 | USD | evidence → |
| Risk-weighted assets | 335,864,000 | USD | evidence → |