Call report 2004Q3
EPHRATA NATIONAL BANK — 2004Q3
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 534,680,000 | USD | evidence → |
| Total loans | 296,797,000 | USD | evidence → |
| Allowance for loan losses | 2,728,000 | USD | evidence → |
| Securities available for sale | 201,148,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 406,838,000 | USD | evidence → |
| Interest-bearing deposits | 320,359,000 | USD | evidence → |
| Noninterest-bearing deposits | 86,479,000 | USD | evidence → |
| Equity capital | 65,629,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,318,000 | USD | evidence → |
| Interest expense | 5,723,000 | USD | evidence → |
| Net interest income | 13,595,000 | USD | evidence → |
| Noninterest income | 2,291,000 | USD | evidence → |
| Noninterest expense | 9,732,000 | USD | evidence → |
| Provision for loan losses | 420,000 | USD | evidence → |
| Pretax income | 6,282,000 | USD | evidence → |
| Income tax | 1,228,000 | USD | evidence → |
| Net income | 5,054,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,350,000 | USD | evidence → |
| Total capital | 66,078,000 | USD | evidence → |
| Risk-weighted assets | 330,040,000 | USD | evidence → |