Call report 2004Q2
EPHRATA NATIONAL BANK — 2004Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 534,786,000 | USD | evidence → |
| Total loans | 292,463,000 | USD | evidence → |
| Allowance for loan losses | 2,640,000 | USD | evidence → |
| Securities available for sale | 203,610,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 414,732,000 | USD | evidence → |
| Interest-bearing deposits | 330,577,000 | USD | evidence → |
| Noninterest-bearing deposits | 84,155,000 | USD | evidence → |
| Equity capital | 62,139,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,833,000 | USD | evidence → |
| Interest expense | 3,790,000 | USD | evidence → |
| Net interest income | 9,043,000 | USD | evidence → |
| Noninterest income | 1,555,000 | USD | evidence → |
| Noninterest expense | 6,478,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 4,198,000 | USD | evidence → |
| Income tax | 837,000 | USD | evidence → |
| Net income | 3,361,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,367,000 | USD | evidence → |
| Total capital | 65,007,000 | USD | evidence → |
| Risk-weighted assets | 325,580,000 | USD | evidence → |