Call report 2004Q1
EPHRATA NATIONAL BANK — 2004Q1
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 524,807,000 | USD | evidence → |
| Total loans | 286,037,000 | USD | evidence → |
| Allowance for loan losses | 2,523,000 | USD | evidence → |
| Securities available for sale | 204,306,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 405,764,000 | USD | evidence → |
| Interest-bearing deposits | 324,671,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,093,000 | USD | evidence → |
| Equity capital | 65,846,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,438,000 | USD | evidence → |
| Interest expense | 1,895,000 | USD | evidence → |
| Net interest income | 4,543,000 | USD | evidence → |
| Noninterest income | 808,000 | USD | evidence → |
| Noninterest expense | 3,251,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,108,000 | USD | evidence → |
| Income tax | 413,000 | USD | evidence → |
| Net income | 1,695,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,512,000 | USD | evidence → |
| Total capital | 64,035,000 | USD | evidence → |
| Risk-weighted assets | 317,701,000 | USD | evidence → |