Call report 2003Q4
EPHRATA NATIONAL BANK — 2003Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 525,995,000 | USD | evidence → |
| Total loans | 283,931,000 | USD | evidence → |
| Allowance for loan losses | 2,397,000 | USD | evidence → |
| Securities available for sale | 201,299,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 407,244,000 | USD | evidence → |
| Interest-bearing deposits | 320,196,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,048,000 | USD | evidence → |
| Equity capital | 63,808,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,750,000 | USD | evidence → |
| Interest expense | 8,173,000 | USD | evidence → |
| Net interest income | 17,577,000 | USD | evidence → |
| Noninterest income | 3,238,000 | USD | evidence → |
| Noninterest expense | 12,606,000 | USD | evidence → |
| Provision for loan losses | 675,000 | USD | evidence → |
| Pretax income | 8,063,000 | USD | evidence → |
| Income tax | 1,596,000 | USD | evidence → |
| Net income | 6,467,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,470,000 | USD | evidence → |
| Total capital | 62,867,000 | USD | evidence → |
| Risk-weighted assets | 312,566,000 | USD | evidence → |