Call report 2003Q3
EPHRATA NATIONAL BANK — 2003Q3
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 509,497,000 | USD | evidence → |
| Total loans | 277,611,000 | USD | evidence → |
| Allowance for loan losses | 2,309,000 | USD | evidence → |
| Securities available for sale | 194,005,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 394,732,000 | USD | evidence → |
| Interest-bearing deposits | 318,347,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,385,000 | USD | evidence → |
| Equity capital | 62,598,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,350,000 | USD | evidence → |
| Interest expense | 6,196,000 | USD | evidence → |
| Net interest income | 13,154,000 | USD | evidence → |
| Noninterest income | 2,387,000 | USD | evidence → |
| Noninterest expense | 9,413,000 | USD | evidence → |
| Provision for loan losses | 525,000 | USD | evidence → |
| Pretax income | 5,989,000 | USD | evidence → |
| Income tax | 1,254,000 | USD | evidence → |
| Net income | 4,735,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,499,000 | USD | evidence → |
| Total capital | 61,808,000 | USD | evidence → |
| Risk-weighted assets | 305,528,000 | USD | evidence → |