Call report 2003Q2
EPHRATA NATIONAL BANK — 2003Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 500,561,000 | USD | evidence → |
| Total loans | 278,850,000 | USD | evidence → |
| Allowance for loan losses | 2,404,000 | USD | evidence → |
| Securities available for sale | 187,587,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 391,039,000 | USD | evidence → |
| Interest-bearing deposits | 315,226,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,813,000 | USD | evidence → |
| Equity capital | 63,722,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,019,000 | USD | evidence → |
| Interest expense | 4,208,000 | USD | evidence → |
| Net interest income | 8,811,000 | USD | evidence → |
| Noninterest income | 1,611,000 | USD | evidence → |
| Noninterest expense | 6,295,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 3,973,000 | USD | evidence → |
| Income tax | 838,000 | USD | evidence → |
| Net income | 3,135,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,508,000 | USD | evidence → |
| Total capital | 60,912,000 | USD | evidence → |
| Risk-weighted assets | 302,873,000 | USD | evidence → |