Call report 2003Q1
EPHRATA NATIONAL BANK — 2003Q1
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 486,888,000 | USD | evidence → |
| Total loans | 275,346,000 | USD | evidence → |
| Allowance for loan losses | 2,272,000 | USD | evidence → |
| Securities available for sale | 176,180,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 379,942,000 | USD | evidence → |
| Interest-bearing deposits | 303,872,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,070,000 | USD | evidence → |
| Equity capital | 61,640,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,516,000 | USD | evidence → |
| Interest expense | 2,162,000 | USD | evidence → |
| Net interest income | 4,354,000 | USD | evidence → |
| Noninterest income | 746,000 | USD | evidence → |
| Noninterest expense | 3,102,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 1,994,000 | USD | evidence → |
| Income tax | 409,000 | USD | evidence → |
| Net income | 1,585,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,147,000 | USD | evidence → |
| Total capital | 60,419,000 | USD | evidence → |
| Risk-weighted assets | 297,012,000 | USD | evidence → |