Call report 2002Q4
EPHRATA NATIONAL BANK — 2002Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 478,885,000 | USD | evidence → |
| Total loans | 268,009,000 | USD | evidence → |
| Allowance for loan losses | 2,271,000 | USD | evidence → |
| Securities available for sale | 174,888,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 372,962,000 | USD | evidence → |
| Interest-bearing deposits | 297,624,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,338,000 | USD | evidence → |
| Equity capital | 61,105,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,552,000 | USD | evidence → |
| Interest expense | 9,403,000 | USD | evidence → |
| Net interest income | 17,149,000 | USD | evidence → |
| Noninterest income | 2,973,000 | USD | evidence → |
| Noninterest expense | 11,463,000 | USD | evidence → |
| Provision for loan losses | 1,000,000 | USD | evidence → |
| Pretax income | 7,711,000 | USD | evidence → |
| Income tax | 1,467,000 | USD | evidence → |
| Net income | 6,244,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,234,000 | USD | evidence → |
| Total capital | 59,505,000 | USD | evidence → |
| Risk-weighted assets | 290,728,000 | USD | evidence → |