Call report 2025Q1
FIRST SOUTHERN BANK — 2025Q1
The 22 measures FIRST SOUTHERN BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 329,287,000 | USD | evidence → |
| Total loans | 209,964,000 | USD | evidence → |
| Allowance for loan losses | 1,919,000 | USD | evidence → |
| Securities available for sale | 2,802,000 | USD | evidence → |
| Securities held to maturity | 67,066,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 299,466,000 | USD | evidence → |
| Interest-bearing deposits | 198,697,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,769,000 | USD | evidence → |
| Equity capital | 28,237,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,222,000 | USD | evidence → |
| Interest expense | 875,000 | USD | evidence → |
| Net interest income | 3,347,000 | USD | evidence → |
| Noninterest income | 371,000 | USD | evidence → |
| Noninterest expense | 2,687,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 981,000 | USD | evidence → |
| Income tax | 242,000 | USD | evidence → |
| Net income | 739,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,414,000 | USD | evidence → |
| Total capital | 34,492,000 | USD | evidence → |
| Risk-weighted assets | 226,958,000 | USD | evidence → |