Call report 2025Q2
FIRST SOUTHERN BANK — 2025Q2
The 22 measures FIRST SOUTHERN BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 330,948,000 | USD | evidence → |
| Total loans | 216,859,000 | USD | evidence → |
| Allowance for loan losses | 1,967,000 | USD | evidence → |
| Securities available for sale | 2,687,000 | USD | evidence → |
| Securities held to maturity | 63,794,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 300,336,000 | USD | evidence → |
| Interest-bearing deposits | 195,654,000 | USD | evidence → |
| Noninterest-bearing deposits | 104,682,000 | USD | evidence → |
| Equity capital | 29,121,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,602,000 | USD | evidence → |
| Interest expense | 1,814,000 | USD | evidence → |
| Net interest income | 6,788,000 | USD | evidence → |
| Noninterest income | 725,000 | USD | evidence → |
| Noninterest expense | 5,424,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 1,989,000 | USD | evidence → |
| Income tax | 491,000 | USD | evidence → |
| Net income | 1,498,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,196,000 | USD | evidence → |
| Total capital | 35,322,000 | USD | evidence → |
| Risk-weighted assets | 233,126,000 | USD | evidence → |