Call report 2024Q4
FIRST SOUTHERN BANK — 2024Q4
The 22 measures FIRST SOUTHERN BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 314,365,000 | USD | evidence → |
| Total loans | 204,320,000 | USD | evidence → |
| Allowance for loan losses | 1,871,000 | USD | evidence → |
| Securities available for sale | 2,876,000 | USD | evidence → |
| Securities held to maturity | 67,409,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 285,557,000 | USD | evidence → |
| Interest-bearing deposits | 183,865,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,692,000 | USD | evidence → |
| Equity capital | 27,314,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,271,000 | USD | evidence → |
| Interest expense | 4,174,000 | USD | evidence → |
| Net interest income | 12,097,000 | USD | evidence → |
| Noninterest income | 1,644,000 | USD | evidence → |
| Noninterest expense | 10,489,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 3,052,000 | USD | evidence → |
| Income tax | 725,000 | USD | evidence → |
| Net income | 2,327,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,650,000 | USD | evidence → |
| Total capital | 33,680,000 | USD | evidence → |
| Risk-weighted assets | 221,287,000 | USD | evidence → |