Call report 2020Q3
HOWARD BANK — 2020Q3
The 22 measures HOWARD BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,558,784,000 | USD | evidence → |
| Total loans | 1,884,405,000 | USD | evidence → |
| Allowance for loan losses | 17,977,000 | USD | evidence → |
| Securities available for sale | 377,471,000 | USD | evidence → |
| Securities held to maturity | 7,250,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,975,831,000 | USD | evidence → |
| Interest-bearing deposits | 1,315,709,000 | USD | evidence → |
| Noninterest-bearing deposits | 660,122,000 | USD | evidence → |
| Equity capital | 315,163,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 64,652,000 | USD | evidence → |
| Interest expense | 9,482,000 | USD | evidence → |
| Net interest income | 55,170,000 | USD | evidence → |
| Noninterest income | 6,889,000 | USD | evidence → |
| Noninterest expense | 74,048,000 | USD | evidence → |
| Provision for loan losses | 8,145,000 | USD | evidence → |
| Pretax income | -17,090,000 | USD | evidence → |
| Income tax | 3,070,000 | USD | evidence → |
| Net income | -20,160,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 245,540,000 | USD | evidence → |
| Total capital | 263,517,000 | USD | evidence → |
| Risk-weighted assets | 1,869,204,000 | USD | evidence → |