Call report 2020Q4
HOWARD BANK — 2020Q4
The 22 measures HOWARD BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,537,747,000 | USD | evidence → |
| Total loans | 1,865,961,000 | USD | evidence → |
| Allowance for loan losses | 19,162,000 | USD | evidence → |
| Securities available for sale | 375,397,000 | USD | evidence → |
| Securities held to maturity | 7,250,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,976,949,000 | USD | evidence → |
| Interest-bearing deposits | 1,298,613,000 | USD | evidence → |
| Noninterest-bearing deposits | 678,336,000 | USD | evidence → |
| Equity capital | 321,376,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 86,363,000 | USD | evidence → |
| Interest expense | 10,953,000 | USD | evidence → |
| Net interest income | 75,410,000 | USD | evidence → |
| Noninterest income | 8,938,000 | USD | evidence → |
| Noninterest expense | 88,931,000 | USD | evidence → |
| Provision for loan losses | 9,525,000 | USD | evidence → |
| Pretax income | -11,004,000 | USD | evidence → |
| Income tax | 4,272,000 | USD | evidence → |
| Net income | -15,276,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 254,492,000 | USD | evidence → |
| Total capital | 273,974,000 | USD | evidence → |
| Risk-weighted assets | 1,921,509,000 | USD | evidence → |